Buy airtime, data, pay bills instantly, send money, and secure deals with Micro Escrow. Everything you need in one app.
From VTU to escrow — we've built the most comprehensive fintech platform for Nigerians.
Instant airtime for all networks. MTN, GLO, Airtel, 9Mobile.
Affordable SME data plans. Best rates, fastest delivery.
Pay IKEDC, EKEDC, AEDC and all discos instantly.
DSTV, GOtv, StarTimes subscriptions at your fingertips.
Convert excess airtime to cash directly into your wallet.
WAEC, NECO, NABTEB result checking pins instantly.
Print recharge cards for all networks at wholesale prices.
Send money to any Nigerian bank account instantly.
Four easy steps to start enjoying Nigeria's smartest fintech platform.
Sign up in under 60 seconds. Just your name, phone, and email.
Use your unique virtual account to fund your wallet instantly.
Set a 4-digit transaction PIN to secure every payment.
Buy airtime, pay bills, send money — all from one dashboard.
MsjPay holds your money until you confirm delivery. No more fraud. No more losses.
Your funds are locked until you confirm goods received.
Sellers are guaranteed payment once delivery is confirmed.
Our team resolves disputes fairly when things go wrong.
"MsjPay saved me from a fake seller. The escrow held my money and I got a full refund when the item never arrived."
"Best data rates in Nigeria. I buy data for my whole family every month and the delivery is always instant."
"The airtime to cash feature is a lifesaver. I convert leftover airtime in seconds and withdraw to my account."
Join 50,000+ Nigerians already using MsjPay